As the development of the economy¹ and the world becomes modern, before, the way people pay for stuff² is to give money, but now, there are various ways to pay the bill. The most popular way is the credit³ card, people don’t need to bring so much money, they can pay as much as they want. Credit card is a good way to pay the bill while at the same time we need to take care of it.

随着经济的发展和世界变得现代化，以前，人们支付东西的方式现金，但是现在，买单的方式多样化。最熟欢迎的是信用卡，人们不用带很多的钱，可以话多少都行。信用卡是支付的好方式，同时我们也要小心。

Credit card brings convenience to people’s life. People can carry a little money and can buy what they want with the card, they don’t need to worry about being robbed⁴. What’s more, if the credit card is lost, you can also feel safe, the one who takes away your card can’t take away the money, because he doesn’t own the password.

信用卡带给人们的生活带来了方便。人们可以带一点现金，用卡买他们想买的，他们也不用担心被抢劫。而且，如果卡丢了，你也不用担心，拿走你卡的人拿不走你的钱，因为他没有密码。

The one who uses credit card has the knowledge that he can use the money more than the card owns, so he can spend more than they actually have. But it is also a tempt⁵, people need to pay off the money, if they can’t pay off in the certain term, they will get in trouble.

使用信用卡的人都知道他可以用超过卡的钱，因此他可以花的钱比实际上的多。但是这也是一个诱惑，人们需要还钱，如果他们无法在一定的时期内还清，他们会有麻烦。

Credit card is the product of civilization, it brings convenience while with tempt, we should take a measure when we use it.

信用卡是文明的产物，它带来了方便，也带来了诱惑，我们应该掂量着使用。