Alipay’s YuE Bao as an online payment platform in China, is rapidly gaining popularity among online retailers¹ and shoppers. This service allows any unused balance. As far as I am concerned, YuE Bao is benefit to us.

在中国，支付宝中的余额宝作为一种网上交易平台，在网上的零售商和购物者中越来越受欢迎，这个服务项目可以支持任何未用余额。就我而言，余额宝对我们有益。

First, YuE Bao is designed to offer a flexible option for small investors², which is more convenient than traditional banks. On one hand, people can put some of their unused fund in a YuE Bao account and are free to withdraw anytime. On the other hand, they can either choose to transfer from their unusual funds from Alipay as well as transfer money from a bank account for free. Second, it is a best way to invest online for a short term. What’s more, you do not need spend much time to use it as long as you have a computer.

首先，对于中小投资者来说，余额宝了提供一个灵活的选择，这比传统银行更方便。一方面，人们可以把他们的一些未使用的资金存在余额宝帐户，可以自由随时撤回，不受限制。在另一方面，人们可以选择把支付宝中的钱转移到余额宝，也可以从银行账户上转钱到余额宝，而且是免费的。二是短期内网上投资最好的方式。更重要的是，你不需要花太多的时间，只要你有一台电脑就能使用它。

There is no doubt that I like the online payment platform, since there are too many benefits that outnumber its disadvantages, so we should make full use of it.

毫无疑问，我喜欢这种在线支付平台，因为它的优点多于缺点，所以我们应该充分利用它。