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添加时间:2018-02-05 16:20:52 浏览次数: 作者:未知
  • With a total fortune of just under $85bn, Warren Buffett is the world’s third richest man, and he is also widely considered to be the greatest investor1 of all time.


    Buffett didn’t build his fortune overnight. It took him many decades to acquire wealth and invest it in a way that has yielded tremendous results.


    What’s more, the billionaire never used any secret tricks to build his fortune. He used several critical financial strategies that are available to all investors2. Here are the three steps Buffett has used to grow his wealth over the years.


    Save, save, save


    The first step he used to help him on his quest becoming one of the worlds wealthiest people was to save. Even at the very young age of 10, he understood the importance of saving. Throughout his life, he’s always prioritised sensible spending, rather than going out and buying a massive house (he’s lived in the same property practically all of his life) or a fancy car.


    Instead of spending on big-ticket items, Buffett has kept his spending to a minimum and reinvested all of his excess capital. Spending less than you earn, and putting away a little bit every month is a highly achievable goal for most people and is a great place to start if you want to build wealth.


    Don’t waste your savings3


    The next step is to achieve the best returns on your savings without losing your hard-earned money. The best way to do this is to invest in shares, although you need to make sure that you do your research before committing yourself.


    Investing in only the highest quality businesses, with the best brands and record of achieving returns for investors, is a surefire way to make sure that you can grow your wealth without having to foot the bill for substantial losses at that wipe out a percentage of your savings.


    Compound to grow


    If you’re saving and investing your money sensibly, the next step is to let compounding do its work.


    Compound interest is the most powerful tool that investors have, and once again it’s something that Warren Buffett has been well aware of since he first began saving money all those years ago.


    The best way to show the power of compound interest is to use an example. If you had invested ?5,000 in the FTSE All Share Index in 1986 and taken out any income produced from this investment, by the end of 2016, your portfolio4 would have grown in size to ?28,357. However, if you had reinvested the income received, the overall total would have been an amazing ?88,396 for the same period with no extra effort on your part.


    The bottom line


    So overall, by following the three Warren Buffett steps above, you should be able to greatly improve your financial position, and maybe even make a million.


     7级    双语 
     单词标签: investor  investors  savings  portfolio 


    1 investor [ɪnˈvestə(r)] aq4zNm   第8级
    • My nephew is a cautious investor. 我侄子是个小心谨慎的投资者。
    • The investor believes that his investment will pay off handsomely soon. 这个投资者相信他的投资不久会有相当大的收益。
    2 investors [ɪn'vestəz] dffc64354445b947454450e472276b99   第8级
    n.投资者,出资者( investor的名词复数 )
    • a con man who bilked investors out of millions of dollars 诈取投资者几百万元的骗子
    • a cash bonanza for investors 投资者的赚钱机会
    3 savings ['seɪvɪŋz] ZjbzGu   第8级
    • I can't afford the vacation, for it would eat up my savings. 我度不起假,那样会把我的积蓄用光的。
    • By this time he had used up all his savings. 到这时,他的存款已全部用完。
    4 portfolio [pɔ:tˈfəʊliəʊ] 9OzxZ   第9级
    • He remembered her because she was carrying a large portfolio. 他因为她带着一个大公文包而记住了她。
    • He resigned his portfolio. 他辞去了大臣职务。

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