1. Buy your tickets in advance.

提前买票。

Train tickets are at their cheapest exactly 12 weeks before you travel so plan ahead and, if you can, set a reminder¹ on your phone to get the best deal.

火车票在你出行前3个月是最便宜的，所以如果你计划出游，在手机上设置一个备忘来提醒自己买到最便宜的车票。

2. Shop around.

货比三家。

It’s easy to find the product you want and then just buy it straight away, but if you shop around using a good price comparison site or tool then you can save a lot – which really adds up over time.

找到一样自己想要的商品并且立即买下来是十分容易的，但你可以用比价网站或工具货币三家从而省不少钱——这绝对会积少成多。

3. Check your account.

检查你的账目。

Do a regular direct debit² check every one or two months to just sense check the money going out of your account and cancel anything you no longer need. If you don’t know what it is, chances are you shouldn’t be paying for it!

做一个常规的每隔一或两个月的账目检查，看看你的钱花在了哪里，去掉那些你不再需要的东西。如果你不知道什么是你不需要的，那么你不应该支付它！

4. Don’t waste！

不要浪费！

Your freezer is your best friend.Make sure you use up your food before it goes off!

你的冰箱是你的好朋友。你需要确保在食物坏掉前把它吃掉！

5.Check your finances.

检查你的财务状况。

Set aside an hour to proactively look at your finances. Are you on the right tariff³? Are you getting the best price? Use this time to check out your mortgage, mobile phone and broadband payments.

留出一个小时主动看看你的财务状况。你缴税合理吗?你拿到最好的价格吗?利用这点时间来检查你的抵押贷款、移动电话和宽带支付。