Let’s take a quick look at the top 10 countries where people enjoy the highest level of disposable income. What is disposable income? It’s the amount of money that a household gains each year after taxes, so it basically represents the money available to a household for spending on goods or services.

让我们看看世界上国民可支配收入最高的前十个国家。什么是可支配收入？是指每户人家每年缴税后的所得，一般指每户在物品和服务上的消费。

#10 France

#10 法国

French workers are roughly as productive as US workers, but that the French have allegedly a lower workforce¹ participation² rate and when they work, they work fewer hours. The French receive $28,799 a year after all taxes.

法国的工作者基本和美国人一样高效，但据说法国人参与工作的人口比例低，而且工作时长短。法国人每年税后收入为28799美元。

#9 Sweden

#9 瑞典

Based on World Bank data, this beautiful scandinavian kingdom is the sixth richest country in the world in terms of GDP per capita.Its nordic social welfare system provides universal health care and tertiary education for its citizens. In return, people have to give up 42.4% of their income, but on the average they still receive $29,185 a year.

根据世界银行数据，这一美丽的斯堪的纳维亚国度就人均国内生产总值而言是世界第六大富国。其北欧的社会福利体系给公民提供全面医疗和高等教育。作为回报，瑞典人得放弃42.4%的收入，但平均而言，他们仍然每年有29185美元的收入。

#8 Canada

#8 加拿大

Canada is Wealthy with a capital W. The Canadian Prairies are one of the most important global producers of wheat, canola, and other grains.The average annual disposable income of the Canadian fellows is around $29,365 with a tax rate around 31%. That 31%, of course, pays for universal health care and public education. And, Canada’s average work week is around 36 hours.

加拿大是大写的富有,其草原是全球最重要的小麦、油菜籽等谷物的生产地。加拿大人年均可支配收入约29365美元，税率约31%，当然税收用以支付全民医疗和学校教育。另外，加拿大每周工作约36小时。

#7 Austria

#7 奥地利

Austria has a highly developed industry, besides, the most important part of the national economy is its international tourism, which accounts for almost 9% of the Austrian gross domestic product. People get (after taxes) an average $31,173 salary, which is not bad considering that 49.4% is taken away as income tax and social security contributions.

奥地利工业高度发达，此外，国家经济最重要的部分即国际旅游业，占奥地利国内生产总值的9%。人们（税后）平均工资31173美元，考虑到49.9%作为个人所得税和社保，这个数额还算不赖。

#6 Germany

#6 德国

Germany is the largest and most powerful national economy in Europe! However, Germany is also the first regarding the amount of taxes deducted³ from its citizens‘ income with 49.8%. However, Germany has the world’s oldest universal health care system, so in return, people receive free health care and education on all levels. Germans‘ annual disposable income is $31,252.

德国是欧洲经济最强的国家。然而，德国也是税收也是最多的，要扣去49.8%。然而，德国有世界最早的全民医疗体系，所以，德国人全民都享有免费的健康医疗和教育。德国人的年可支配收入为31252美元。

#5 Australia

#5 澳大利亚

Australia has one of the most robust⁴ economies in the world and is a huge exporter of foodstuff⁵ as well as oil and minerals, and it imports relatively⁶ few goods. In terms of average wealth, Australia ranked second in the world after Switzerland in 2013.

澳大利亚是世界上最活跃的经济体之一，是个食品、油和矿物的出口大国，进口相对较少。就平均财富而言，澳大利亚世界排名第二，居于瑞士之后。

Australia’s average disposable income is $31,588 per year with a tax rate of around 27,7%, which, of course, goes to making sure its citizens are healthy and well educated. On an average, Australians work 36 hours per week.

澳大利亚年平均可支配收入为31588美元，税率约为27.7%，当然前提是其公民健康且受教育程度高。平均而言，澳大利亚人一周工作36小时。

#4 Switzerland

#4 瑞士

Switzerland’s manufacturing sector⁷ is the most vital and robust in all of Europe. Switzerland’s annual disposable income is $33,491, and they work around 35 hours weekly.

欧洲最关键、最具活力的便是瑞士制造业。瑞士可支配年收入为33491美元，每周工作约35小时。

#3 Norway

#3 挪威

Norway has universal health care and higher education, but this, of course, comes at a price: Norwegians give up slightly more than 37% of their wages. But they make up for in overall free time. The average weekly number of hours spent on paid work in Norway is 33,4.Still, they receive $33,492 annually⁸.

挪威享有全面的医疗和高等教育，当然，这也有代价，挪威人要放弃约摸百分之三十七点几的工资。但他们也因而整体自由时间多，挪威每周有偿工作时长为33.4小时。即便如此，他们年收入也有33492美元。

#2 Luxembourg

#2 卢森堡

Luxembourg is more or less the financial center of Europe. The average income after taxes in Luxembourg is $38,951 per year, but there is a 37.7% tax wedge, which provides all of its citizens with all that good stuff.

卢森堡多多少少是欧洲金融中心。年平均税后收入是38951美元，但税率37.7%，给公民一切都提供最好的。

#1 United States of America

#1 美国

Ah, good news US fellas! You enjoy the highest level of disposable income! Americans receive $41,355 annually after the average 31.6% tax is deducted.

米国人民，天大的好消息有木有！你们的可支配收入是最多哒！每年扣除平均31.6%的税，美国人还能有41355美元进腰包。