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大学生使用信用卡
添加时间:2017-06-20 12:31:53 浏览次数: 作者:未知
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  • Nowadays, credit cards have been increasingly popular on campus in that banks are growingly paying their attention to students and laying out various policies to cater1 for students’ need.

    People hold different views towards students’ owning credit cards. As far as I am concerned, it should be cautious for students to keep credit cards.

    如今,信用卡在大学校园中越来越流行了,因为银行越来越关注大学生这一群体并制定各种政策来满足学生的需求。对于大学生持有信用卡人们看法不一。就个人而言,我觉得大学生应该慎重考虑去办理信用卡。

    Students need to be calm and wise when applying for or using credit cards . There are latent risks associated with credit cards.

    Some students find it quite easy to exceed their budget.

    They are tempted2 to purchase goods that they do not really need, and can become quickly overburdened by debt.

    The credit cards often charge a high rate of interest, which exacerbates3 the problems for these people.

    And in the long run, this irresponsible and irrational4 consumption behavior will be impeditive for students to develop into a good consumption habit.

    学生们在申请或者使用信用卡的时候要冷静理智。信用卡本身伴随着风险。

    有些学生发现很容易超过自己的预算。他们常常情不自禁地就购买了他们并不真正需要的商品,并且很快变得负债累累。

    信用卡往往收取较高的利率,无疑使得这一问题雪上加霜。

    并且从长远来看,这一不负责任、不理智的消费行为将有碍于学生养成一个良好的消费习惯。

    On the other hand, when in emergency circumstances, credit cards will play its role and save you bother relatives or friends.

    Credit cards can temporarily relieve your financial burden.

    Minimum repayment5 or amortization6 is preferred alternative when you are strapped7 for cash.

    当然,信用卡也有用武之地。遇到紧急情况时,信用卡可以给持卡人省去叨扰亲戚或朋友的麻烦。

    信用卡可暂时缓解你的经济压力。

    按最低还款额或者分期还款,是个不错的选择,当你手头不太宽裕的时候。

     11级    双语 


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    1 cater [ˈkeɪtə(r)] ickyJ   第7级
    vi.(for/to)满足,迎合;(for)提供饮食及服务
    参考例句:
    • I expect he will be able to cater for your particular needs. 我预计他能满足你的特殊需要。
    • Most schools cater for children of different abilities. 大多数学校能够满足具有不同天资的儿童的需要。
    2 tempted ['temptid] b0182e969d369add1b9ce2353d3c6ad6   第7级
    v.怂恿(某人)干不正当的事;冒…的险(tempt的过去分词)
    参考例句:
    • I was sorely tempted to complain, but I didn't. 我极想发牢骚,但还是没开口。
    • I was tempted by the dessert menu. 甜食菜单馋得我垂涎欲滴。
    3 exacerbates [ɪgˈzæsəˌbeɪts] 6cfe9141c1cc92f73da37ad4ef8948ca   第9级
    n.使恶化,使加重( exacerbate的名词复数 )v.使恶化,使加重( exacerbate的第三人称单数 )
    参考例句:
    • Stripping the land in these ways allows faster surface runoff and exacerbates flooding. 这些做法终将使土地裸露、地表径流加快,从而加重了洪水的威胁。 来自辞典例句
    • This policy exacerbates the gap between rich and poor. 这项政策加剧了贫富差距。 来自互联网
    4 irrational [ɪˈræʃənl] UaDzl   第8级
    adj.无理性的,失去理性的
    参考例句:
    • After taking the drug she became completely irrational. 她在吸毒后变得完全失去了理性。
    • There are also signs of irrational exuberance among some investors. 在某些投资者中是存在非理性繁荣的征象的。
    5 repayment [rɪˈpeɪmənt] repayment   第8级
    n.偿还,偿还款;报酬
    参考例句:
    • I am entitled to a repayment for the damaged goods. 我有权利索取货物损坏赔偿金。
    • The tax authorities have been harrying her for repayment. 税务局一直在催她补交税款。
    6 amortization [əˌmɔ:taɪ'zeɪʃn] NVkz7   第10级
    n.摊销,摊还,分期偿付
    参考例句:
    • Repayment of the bond is conditioned on 10 years' amortization. 此项债券规定分十年偿还。
    • The low-value consumables are price with the one-off amortization method. 低值易耗品核算采用一次性摊销法。
    7 strapped [stræpt] ec484d13545e19c0939d46e2d1eb24bc   第7级
    adj.用皮带捆住的,用皮带装饰的;身无分文的;缺钱;手头紧v.用皮带捆扎(strap的过去式和过去分词);用皮带抽打;包扎;给…打绷带
    参考例句:
    • Make sure that the child is strapped tightly into the buggy. 一定要把孩子牢牢地拴在婴儿车上。 来自《简明英汉词典》
    • The soldiers' great coats were strapped on their packs. 战士们的厚大衣扎捆在背包上。 来自《简明英汉词典》

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