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六个存钱小技巧 帮你建立净资产
添加时间:2018-08-02 09:44:28 浏览次数: 作者:未知
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  • Here's another reason to get serious about saving -- it's a new year.

    又有一个原因让你认真地考虑储蓄问题了,那就是新的一年开始了。

    Although the occasion isn't going to turn us into smart savers, it sure is a good reminder1. We all have our own methods of dealing2 with money, but here are a couple of saving tricks that will grow your money:

    尽管不能利用这个机会让你变成聪明的储户,它也很好地提醒了我们存钱的重要性。我们都有自己的理财方法,但这里有些省钱技巧可以让你“钱生钱”:

    The top-down view: Instead of skimping3 here and there, take the top-down approach to saving money. Basically what you need to do is figure out your biggest expenses, then brainstorm4 ways to save and tackle the biggest expenses first.

    从大处着手:与其从小处抠钱节省,不如从大的方面开始存钱。基本上你需要做的就是找出最大的开支,然后想办法如何从这笔最大的开支中省出钱来。

    The $5 jar: Instead of the ole change jar, have a $5 savings5 jar. Whenever you have $5 in hand, drop it in the jar. You'll see your savings accumulate more quickly with fivers than with just coins.

    有5美元就存。与通常存零钱不同,够5美元再存。任何时候只要手上有5美元,就存到罐子里。你会发现财富的积累远比你随意存硬币要快的多。

    Improve your memory: Studies have shown that training your memory can build up a desire to save since short-term memory is linked to planning for or envisioning the future. A couple of ways to improve your memory include attaching an image to something you want to remember and practicing memorizing it over and over again, and avoiding multitasking.

    提高你的记忆力:有研究表明,训练记忆力可以让你有存钱的欲望,因为短期记忆与规划展望未来有关。增强记忆力的一些方式包括:把想记的东西和图像联系并且反复记忆;不要同时处理多件事。

    Read a personal finance book: To make dealing with finances really hit home for you, pick up a personal finance book. I recommend Ramit Sethi's I Will Teach You to Be Rich ($14). It's a good book for those in their 20s because it dishes out practical personal finance advice in a fun and easy read.

    买一本个人理财书籍:想处理财务问题,你可以买一本个人理财书籍。我推荐拉米特·塞西的《我教你致富》一书(售价14美元)。对于20多岁的人来说,这是一本好书,因为它能把实用的个人理财建议讲得通俗有趣。

    Let technology aid you: Use web tools to make it easier to budget your money. There are free site that lets you to view all of your accounts in one place and provides budgeting tools that help determine where it would be easiest to cut spending. Consider downloading apps that'll help you save. There are even apps that will save you money on gas and let you text for free.

    使用高科技:网络工具可以让你更方便做出预算。有些免费网站可以让你在一个地方查你所有的账号,并提供预算工具帮你确定最简单的削减开支的方法。考虑下载应用程序帮你省钱。

    Automating6: The best way to make sure you're saving enough is to automatically put a chunk7 of your money into your savings and retirement8 accounts every month. It's generally better than relying on your willpower. If you're already automating, try to increase the amount by five percent.

    自动存钱:确保你攒够钱的最好方式是每月自动往储蓄账户和退休帐户转一大笔钱。通常来说,这个方法好于依靠意志力来存钱的方式。如果你已经自动转账存钱了,试着增加百分之五的储蓄量。

     10级    双语 


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    1 reminder [rɪˈmaɪndə(r)] WkzzTb   第9级
    n.提醒物,纪念品;暗示,提示
    参考例句:
    • I have had another reminder from the library. 我又收到图书馆的催还单。
    • It always took a final reminder to get her to pay her share of the rent. 总是得发给她一份最后催缴通知,她才付应该交的房租。
    2 dealing [ˈdi:lɪŋ] NvjzWP   第10级
    n.经商方法,待人态度
    参考例句:
    • This store has an excellent reputation for fair dealing. 该商店因买卖公道而享有极高的声誉。
    • His fair dealing earned our confidence. 他的诚实的行为获得我们的信任。
    3 skimping [s'kɪmpɪŋ] fccd3133497951483815276d5660488f   第10级
    v.少用( skimp的现在分词 );少给;克扣;节省
    参考例句:
    • Nearly a third of workers are skimping on work to meet personal commitments. 几乎有三分之一的员工仅仅是为了达到自己许下的承诺因而在工作上马虎了事。 来自互联网
    4 brainstorm [ˈbreɪnstɔ:m] 7xCzbR   第8级
    vi.动脑筋,出主意,想办法,献计,献策
    参考例句:
    • The women meet twice a month to brainstorm and set business goals for each other. 她们每个月聚会两次,在一起出谋献策,为各自制定生意目标。
    • We can brainstorm a list of the most influential individuals in the company. 我们可以集体讨论,列出该公司中最有影响的人员的名单。
    5 savings ['seɪvɪŋz] ZjbzGu   第8级
    n.存款,储蓄
    参考例句:
    • I can't afford the vacation, for it would eat up my savings. 我度不起假,那样会把我的积蓄用光的。
    • By this time he had used up all his savings. 到这时,他的存款已全部用完。
    6 automating ['ɔ:təˌmeɪtɪŋ] 2b259dca6072e7443e207b0e02234c2e   第8级
    (使)自动化( automate的现在分词 )
    参考例句:
    • Have you ever thought about automating any part of your business? 你有没有想过把你公司的某个部门自动化?
    • We are in process of automating the production department. 我们正在对生产部门实行自动化。
    7 chunk [tʃʌŋk] Kqwzz   第8级
    n.厚片,大块,相当大的部分(数量)
    参考例句:
    • They had to be careful of floating chunks of ice. 他们必须当心大块浮冰。
    • The company owns a chunk of farmland near Gatwick Airport. 该公司拥有盖特威克机场周边的大片农田。
    8 retirement [rɪˈtaɪəmənt] TWoxH   第7级
    n.退休,退职
    参考例句:
    • She wanted to enjoy her retirement without being beset by financial worries. 她想享受退休生活而不必为金钱担忧。
    • I have to put everything away for my retirement. 我必须把一切都积蓄起来以便退休后用。

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