Do a regular direct debit check every one or two months to just sense check the money going out of your account and cancel anything you no longer need.
,, Few people need to be told not to overspend on credit or debit cards or to curbimpulseshopping.
Plastic debit and credit cards, for example, account for half of payments in the UK and US, but it has taken more than 60 years to get there.
