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30岁前必须改掉的理财习惯
添加时间:2014-07-30 20:36:14 浏览次数: 作者:未知
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  • Age 30 gets inflated1 by everyone. We’ve asked users and experts for the top 15 bad financial habits to drop by age 30. Whether you’re over or under the 30 mark, however, take heed2:

    大家一谈起30岁就不禁色变。我们向用户及专家请教了30岁时该改掉的15个糟糕理财习惯。不论您是未到还是已经过了30岁这道坎,都该有所注意:

    1. Keeping all of your money in a checking account.

    所有资金都存在一个活期存款账户上。

    2. Assuming that you’re too young (or too old!) to start investing for the future.

    以为现在开始就为将来投资,还为时过早或已经为时已晚!

    3. Impulse shopping — you should learn to buy what you actually need.

    冲动购物——你该试着只买必需品了。

    4. Asking parents for money.

    向父母伸手要钱。

    5. Not asking for a raise when you deserve one.

    该加薪时羞于启齿。

    6. Waiting to start your financial planning until after you’re married.

    等待结婚后再开始理财计划。

    7. Thinking that investing can only be boring.

    觉得投资相当枯燥。

    8. Paying your credit card without checking the charges on the bill.

    刷卡消费时不看账单金额多少。

    9. Not having a firm grasp of your budget: what you can afford, what you can’t, when you can afford to splurge a little, and when you need to save for a while.

    对自己的开支没有明确的概念:什么是你能够承受的,什么又是你负担不起的;何时可以稍微奢侈一回,何时又必须得缩紧腰包。

    10. Dipping into an emergency fund for non-emergencies (having nothing to wear is not an emergency!)

    为不紧急的事情动用应急资金。(没衣服可穿不是什么大不了的事情吧!)

    11. Paying late fees — on anything.

    任何事情都得支付滞纳金。

    12. Not saving a set amount automatically out of every paycheck.

    没有从每笔薪酬中自动扣除一定金额用以存款的习惯。

    13. Assuming others know best when it comes to your money.

    以为别人最了解自己的资金。

    14. Assuming that men are better at investing than women.

    以为男人比女人更会投资理财。

    15. Ignoring coupons3. They exist for a reason, you know.

    无视优惠券。优惠券有优惠券的好处,你懂的。

     8级    英文科普 
     单词标签: inflated  heed  coupons 


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    1 inflated [ɪnˈfleɪtɪd] Mqwz2K   第8级
    adj.(价格)飞涨的;(通货)膨胀的;言过其实的;充了气的v.使充气(于轮胎、气球等)( inflate的过去式和过去分词 );(使)膨胀;(使)通货膨胀;物价上涨
    参考例句:
    • He has an inflated sense of his own importance. 他自视过高。
    • They all seem to take an inflated view of their collective identity. 他们对自己的集体身份似乎都持有一种夸大的看法。 来自《简明英汉词典》
    2 heed [hi:d] ldQzi   第9级
    vt.&vi.注意,留意;n.注意,留心
    参考例句:
    • You must take heed of what he has told. 你要注意他所告诉的事。
    • For the first time he had to pay heed to his appearance. 这是他第一次非得注意自己的外表不可了。
    3 coupons ['ku:pɒnz] 28882724d375042a7b19db1e976cb622   第7级
    n.礼券( coupon的名词复数 );优惠券;订货单;参赛表
    参考例句:
    • The company gives away free coupons for drinks or other items. 公司为饮料或其它项目发放免费赠券。 来自辞典例句
    • Do you have any coupons? 你们有优惠卡吗? 来自英汉 - 翻译样例 - 口语

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