Ladies and gentlemen:

I'm glad you could make it.

I'd like your attention,please.

I have five words of advice.

They'll improve your life.

They are "Prevention is better than cure."

This means plan ahead.

Expect the unexpected.

Anticipate trouble in advance.

A solution canbe costly¹.

A remedy can be too late.

Avoid problems before they happen.

Americans like to say,

"Prepare for a rainy day."

"Prepare for tough times and bad luck."

Here are three prevention tips.

They are priceless suggestions.

They are worth their weight in gold.

First,get medically smart.

Get physically² fit.

You'll add many years to your life.

Learn about good health and nutrition.

Learn basic first aid and C.P.R.

You might save a life someday!

Get a yearly checkup.

Exercise to stay young.

Exercise to feel great and energetic.

Second,be financially educated.

Save money like crazy.

Save and invest as wisely as you can.

Be legally adept³.

Be a monetary⁴ expert.

Be competent with taxes and banking⁵.

Have comprehensive insurance policies.

Have knowledge of your rights.

These are great assets in times of trouble.

Third,become accident alert.

Become environmentally aware.

Always be on the lookout⁶ for danger.

Avoid reckless people.

Avoid dangerous situations.

Be cautious and use common sense.

Practice disaster drills at home.

Practice emerency plans.

Never be caught unprepared.

Every life has some crises.

Everyone experiences hardship.

Good prevention can pull you through.

Life demands preparation.

Life requires good planning.

Never,ever rely on good luck.

Thank you for listening.

Remember that prevention beats a cure any day.

Smooth sailing and have a great day.