Do You Have a Business?

你们是不是有自己的公司？

Think about your jobs. If one of you owns their own business, it may be important to have a prenup in place to protect the business assets in case your marriage comes to an end. Shaolaine Loving, a principal attorney, says that a prenup can protect business efforts and interests.

想想你们的工作。如果你们之间有一个人有自己的公司，那签订婚前协议可能还是很重要的，因为万一离婚了，婚前协议还可以保护你的企业资产。首席律师Shaolaine Loving说道，婚前协议可以保护企业投入和利益。

"If one of you has or later forms a business, then laws can provide that your spouse¹ deserves half of whatever income or assets were realized during the marriage, or that your spouse should receive half ownership interest. You can dictate² in a prenup so that you keep your own business interests. Essentially³, the prenup ensures you to control the outcome of a potential divorce."

"如果你们中有一个拥有或以后会成立一家公司，那么法律规定你的配偶应该得到婚姻期间该公司的一半收入或资产，或者你的配偶应该获得一半的所有权益。你可以在婚前协议中注明这一点，以此保护自己的企业利益。从本质上来说，婚前协议能确保你控制潜在离婚的结果。"

Do Either of You Have Debt?

你们俩有没有欠债？

Be sure to have an open and honest money conversation with your spouse-to-be. Do they have any outstanding debt? If so, how much? Loving says that if debt is present, having a prenup can ensure each spouse's debt remains⁴ in their name.

请务必与您将来的配偶开诚布公的谈论财务状况。他们是不是欠下很多债？如果是这种情况，欠了多少？Loving表示，如果存在欠债的情况，签订婚前协议可以确保某人欠的债应该还是由他/她自己来还。

"If your spouse takes out a credit card and racks up a bunch of charges on his/her own volition⁵, then you can ensure you won't be liable for that spouse's reckless spending habits."

"如果你的配偶拿出一张信用卡挥霍，欠下了一大笔债，那你就可以不用为他/她那挥霍无度的习惯而'买单'了。"

Do You Plan on Moving to a Different State?

你们有没有打算搬去另一个州生活？

While you might be cozy living in the state that you're in right now, think about your future living situation. If you might be moving across state lines, it's important to know that laws are different based on where you live.

虽然目前在这个州，你们的小日子很舒坦，但想想你们未来的生活境况吧。如果你们搬到了另一个州，那你要知道不同州的法律也是不一样的。

Elysa Greenblatt, a lawyer at Greenblatt Law LLC, said, "If you are going to move from a state such as New York, which is a 'separate property' state, to a state such as California, which is a 'community property' state, you should have a prenup. Different state laws could mean that assets you never thought would be divided in a divorce are subject to division. A prenup can protect those assets even if you move."

格林布拉特法律责任有限公司的一名律师伊莉莎·格林布拉特说道："如果你们打算从像纽约这样的州（这个州的财产独立）搬到像加利福尼亚那样的州（这个州的财产共享），那还是签订婚前协议为好。不同州的法律不同意味着你以为不会被分割的资产将面临被分割的可能。签订婚前协议后，即使你搬家了，这些资产也能受到保护。"

Do You Have Complex Assets?

你们是否有复杂的资产？

Take inventory⁶ of what you have and own in your name only. Are those things you want to keep protected in case your relationship ends? If so, you might want to draft up a prenup.

盘点只属于你自己的物品吧。如果婚姻破灭，你是否想独自拥有这些物品？如果是，那还是起草一份婚前协议吧。