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添加时间:2018-08-09 08:54:53 浏览次数: 作者:未知
  • 话说钱要用在刀刃上,该花的这些地方就得花。

    10 Things All 20-Somethings Should Spend Their Money On

    I recently turned 22, and I realised about five minutes ago that I graduated university just over a year ago. So, as I’m sure you can imagine, I’ve been having a teensy-tiny panic about what I’m doing with my life. One of my biggest concerns is the fact that even if I did actually sit down and set myself goals it’s very unlikely that I would be able to afford to achieve them. This is why Elite1 Daily’s article ’10 Things You Should Never Regret Spending Your Money On In Your 20s’ is so important! Have a read:

    Your twenties are a time for self-discovery and creativity. You’ll graduate from college and you’ll be pushed – okay, shoved – into the real world.

    You’ll learn who you are, what you want, what you don’t want and how to get the things you want. You’ll fail, succeed, make it, drop out and start all over again. You’ll get an entry-level job in an industry you love and stick with it – or start in one you hate and quit to find another.

    You’ll move out of mom and dad’s house and into your first shared room in a big city, get lost on the subway and spend a little too much time getting to know your neighborhood bartender.

    You’ll start a savings2 account, set $50 aside for a rainy day and throw out 99 percent of the clothes you once thought were cute.

    You’ll stash3 $20s in your underwear drawer for boozy brunch4 specials and treat yourself to froyo when you’re melting from the heat and hot chocolate when it’s frigid5 outside.

    You’ll complain about the cost of living, how much you spend on crop tops and how ridiculous your penchant6 for ordering takeout is.

    And though you’ll regret spending money on a lot of things (like that lava7 lamp you just had to have ‘cause it was soooo 90s), there are a ton of things you should feel proud to spend those hard-earned dollars on.

    1. A work-appropriate wardrobe loaded with staple8 pieces

    Even if you work in a liberal office, there are some work-appropriate staples9 you’ll need to have on hand… just in case. Your work wardrobe can be fun – and should be full of personality – but that doesn’t mean it should look identical to your go-to rave10 outfit11.

    There should be a sense of professionalism to the way you look (so yes, washing your hair and trimming your beard are ideal) and if we’re being honest, you won’t find those long-lasting pieces at your cheapy store of choice.

    It’s better to upgrade your wardrobe on the garments that you’ll want to have forever, instead of needing to buy new pieces year after year because they’ve stretched too thin or dry-cleaned terribly.

    A basic black blazer, staple boyfriend jeans (for casual Fridays), a crisp collared button down and a gorgeously-fitted frock12 will keep you prepped and ready for an in-office meeting, an on-air interview and a call-back for an interview at the company of your dreams. Looking the part is important.

    2. Your monthly cell phone bill

    We’re not going to lie: Taking over payments from mom and dad is rough, but it makes sense.You’re the one who’s using the phone to send pictures, texts and SnapChats regularly, so you should have a hand in footing the bill.

    It doesn’t hurt to stay on your parents’ plan, though, because you’ll spend way less each month, but forking over the monthly data fee and chipping in when it comes to the unlimited13 texting minutes will go a long way. Plus, it feels good to have ownership over what’s yours.

    3. An over-the-top tropical vacation

    You won’t always have the opportunity to spend a fortune on a week in Bermuda with your four best friends, so when the opportunity arises, take it.

    Pretty soon, life, bills, relationships and hell, maybe even kids!, will make you rethink booking that trip and spending seven days on the beach with the best girls in your life.

    You’ll only regret not going.

    4. Your mattress14

    In case no one’s told you yet, sleep is important. Getting too much, too little or not enough affects your day-to-day routine in more ways than one – and there’s nothing worse than calling it a night on a mattress that’s too hard, too soft or too, well, awful.

    It’s an investment, for sure, but crawling into a comfortable bed that fits your needs won’t just relax you, it’ll rejuvenate15 you, your body and your mind for the day ahead.

    5. An expensive trip to a faraway city

    Need a good excuse to take the trip around the world that you’ve been dreaming of for years? Here’s a tip: Take it. Buy the ticket. Get on the plane. Get lost. Learn something.

    Travel, they say, is the only thing that makes you truly richer – more than monetary16 status and material goods.

    So do yourself a favor and venture off somewhere that you’ve always dreamed of going, or maybe it’s somewhere that you never knew you’d want to get to. You’ll be richer in life, language, culture, experience and maybe even love – and money will never, ever be able to top that.

    6. A brand new computer

    Your college-grade system will last a few years, but it won’t always work at lightning speed. A lot of companies offer discounts to post-grads (so long as you still have your college ID) and some even offer payments on a rolling scale so that you won’t break the bank when they ring you up.

    7. An upgraded apartment space

    Spoiler alert: The closet you’ve been renting in your cousin’s apartment isn’t exactly going to cut it forever.

    Soon enough (and soon enough may come sooner than you’d ever imagined), you’re going to crave17 your own space to stretch out in – no matter your budget.

    It’s worth it to spend a little more on an apartment that fits your needs (and has actual bedrooms, not just closets with the racks taken down.) You’ll have a working kitchen (even if it is tiny), dedicated18 closet space, a bathroom and a living room. (Bonus if you have cable.)

    Upgrading your space is like a segue into adulthood19 – you’re not totally there (messy floors and unmade beds forever!), but it’s really nice to know that you can meal prep for the week on Sunday nights, or you won’t have to tiptoe around other people’s space.

    8. A decent gym membership

    Joining a gym won’t only give you an outlet20 to relieve the stresses and frustrations21 brought on by work, friends and life in general, but it’ll also give you a pretty hot bod at the same time.

    Depending on what you can afford, a basic membership will get you access to a “bare bones” gym (with just machines and free weights), but spending a little more than $20 a month comes with its fair share of advantages.

    Not only will you be able to use sister gyms all over, but you’ll have access to group fitness classes, which instantly make working out more bearable, and you never know who’ll you meet.

    Just going to the gym might mean a date with that cutie from 9:15 yoga or the dancer from Tuesday’s Zumba class.

    9. Your own furniture (even if you have to put it together yourself)

    Hand-me-downs from mom, dad and your Great Aunt Ann might’ve worked while you were living the college life, but when you’ve freshly moved into your first space, there’s nothing quite as satisfying as knowing that you bought the sofa you’re sitting on.

    Giving way to those first adult purchases feels euphoric – it’s good to know that the things you’re using on a day-to-day were paid for out of your own pocket.

    So next time someone asks if the carpet matches the drapes – take them seriously and tell themYes, they do.

    10. Paying down your college debt

    Listen, it took you four (at the very least) years to accumulate such an outstanding IOU to the government and it’ll probably take you four times as long to pay it off.

    Even though it’s a total downer to think about how much money you owe people and institutions you’ve never met before, do yourself a favor and start making bigger payments as soon as you can. You’ll pay down the interest and start hacking22 away at the number you still owe.

    It’s hard to kiss your money away, but keep in mind that borrowing it resulted in the best four years of your life. So it’s worth it, right?

     9级    双语 


    1 elite [eɪˈli:t] CqzxN   第7级
    • The power elite inside the government is controlling foreign policy. 政府内部的一群握有实权的精英控制着对外政策。
    • We have a political elite in this country. 我们国家有一群政治精英。
    2 savings ['seɪvɪŋz] ZjbzGu   第8级
    • I can't afford the vacation, for it would eat up my savings. 我度不起假,那样会把我的积蓄用光的。
    • By this time he had used up all his savings. 到这时,他的存款已全部用完。
    3 stash [stæʃ] zFmya   第11级
    • Stash away both what you lost and gained, for life continues on. 将得失深藏心底吧,为了那未来的生活。
    • That's supposed to be in our private stash. 这是我的私人珍藏。
    4 brunch [brʌntʃ] kWxzP   第9级
    • They eat much the same thing for brunch every day. 每天早午餐他们总是吃同样的东西。
    • What did you have for your brunch? 你早午饭都吃些什么?
    5 frigid [ˈfrɪdʒɪd] TfBzl   第9级
    • The water was too frigid to allow him to remain submerged for long. 水冰冷彻骨,他在下面呆不了太长时间。
    • She returned his smile with a frigid glance. 对他的微笑她报以冷冷的一瞥。
    6 penchant ['pɒ̃ʃɒ̃] X3Nzi   第10级
    • She has a penchant for Indian food. 她爱吃印度食物。
    • He had a penchant for playing jokes on people. 他喜欢拿人开玩笑。
    7 lava [ˈlɑ:və] v9Zz5   第9级
    • The lava flowed down the sides of the volcano. 熔岩沿火山坡面涌流而下。
    • His anger spilled out like lava. 他的愤怒像火山爆发似的迸发出来。
    8 staple [ˈsteɪpl] fGkze   第7级
    • Tea is the staple crop here. 本地产品以茶叶为大宗。
    • Potatoes are the staple of their diet. 土豆是他们的主要食品。
    9 staples [ˈsteiplz] a4d18fc84a927940d1294e253001ce3d   第7级
    n.(某国的)主要产品( staple的名词复数 );钉书钉;U 形钉;主要部份v.用钉书钉钉住( staple的第三人称单数 )
    • The anvil onto which the staples are pressed was not assemble correctly. 订书机上的铁砧安装错位。 来自辞典例句
    • I'm trying to make an analysis of the staples of his talk. 我在试行分析他的谈话的要旨。 来自辞典例句
    10 rave [reɪv] MA8z9   第9级
    • The drunkard began to rave again. 这酒鬼又开始胡言乱语了。
    • Now I understand why readers rave about this book. 我现明白读者为何对这本书赞不绝口了。
    11 outfit [ˈaʊtfɪt] YJTxC   第8级
    • Jenney bought a new outfit for her daughter's wedding. 珍妮为参加女儿的婚礼买了一套新装。
    • His father bought a ski outfit for him on his birthday. 他父亲在他生日那天给他买了一套滑雪用具。
    12 frock [frɒk] 4fuzh   第10级
    • That frock shows your petticoat.那件上衣太短,让你的衬裙露出来了。
    • Few Englishmen wear frock coats now.They went out years ago.现在,英国人很少穿大礼服了,大礼服在多年以前就不时兴了。
    13 unlimited [ʌnˈlɪmɪtɪd] MKbzB   第8级
    • They flew over the unlimited reaches of the Arctic. 他们飞过了茫茫无边的北极上空。
    • There is no safety in unlimited technological hubris. 在技术方面自以为是会很危险。
    14 mattress [ˈmætrəs] Z7wzi   第8级
    • The straw mattress needs to be aired. 草垫子该晾一晾了。
    • The new mattress I bought sags in the middle. 我买的新床垫中间陷了下去。
    15 rejuvenate [rɪˈdʒu:vəneɪt] oVVxn   第9级
    • The mountain air will rejuvenate you. 山里的空气会使你恢复活力。
    • Exercise is perhaps the most effective way to rejuvenate your skin. 锻炼可能是使皮肤恢复活力的最好手段。
    16 monetary [ˈmʌnɪtri] pEkxb   第7级
    • The monetary system of some countries used to be based on gold. 过去有些国家的货币制度是金本位制的。
    • Education in the wilderness is not a matter of monetary means. 荒凉地区的教育不是钱财问题。
    17 crave [kreɪv] fowzI   第8级
    • Many young children crave attention. 许多小孩子渴望得到关心。
    • You may be craving for some fresh air. 你可能很想呼吸呼吸新鲜空气。
    18 dedicated [ˈdedɪkeɪtɪd] duHzy2   第9级
    • He dedicated his life to the cause of education. 他献身于教育事业。
    • His whole energies are dedicated to improve the design. 他的全部精力都放在改进这项设计上了。
    19 adulthood [ˈædʌlthʊd] vKsyr   第8级
    • Some infantile actions survive into adulthood. 某些婴儿期的行为一直保持到成年期。
    • Few people nowadays are able to maintain friendships into adulthood. 如今很少有人能将友谊维持到成年。
    20 outlet [ˈaʊtlet] ZJFxG   第7级
    • The outlet of a water pipe was blocked. 水管的出水口堵住了。
    • Running is a good outlet for his energy. 跑步是他发泄过剩精力的好方法。
    21 frustrations [frʌst'reɪʃnz] 7d9e374b9e145ebadbaa8704f2c615e5   第8级
    挫折( frustration的名词复数 ); 失败; 挫败; 失意
    • The temptation would grow to take out our frustrations on Saigon. 由于我们遭到挫折而要同西贡算帐的引诱力会增加。
    • Aspirations will be raised, but so will frustrations. 人们会产生种种憧憬,但是种种挫折也会随之而来。
    22 hacking ['hækiŋ] KrIzgm   第9级
    • The patient with emphysema is hacking all day. 这个肺气肿病人整天不断地干咳。
    • We undertook the task of hacking our way through the jungle. 我们负责在丛林中开路。

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