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人生第一笔工资 怎么花才最有意义?
添加时间:2018-08-10 10:52:39 浏览次数: 作者:未知
  • 许多刚刚走上工作岗位的毕业生最近都拿到了人生第一笔工资。人生第一笔工资对每个人来说都拥有特别的意义,无论钱多钱少,至少你终于可以自由支配属于你的钱了。用劳动汗水换来的第一笔工资怎么花才最好?如果你还拿不定主意,不如来看看过来人的经验之谈。

    1. Buy everything you’ve always wanted to


    That branded bag. The speakers. You know how you always went past a shop, and looked lustfully1 at the glitzy product and thought to yourself “Once I start earning, I’m coming here”. That moment is here. While saving is good, this moment let go and let your materialistic2 side take over. You’ve worked hard and you deserve yourself a little treat.


    2. Clear off your dues


    Do you remember the number of coffees your older and earning friends took you out on while you were a student? Or all those chai-sutta accounts with the college canteen you forgot to settle in a huff of exams and placements. Now is a good time to sit back, do a round of audit3 and clear off all your loans and dues. Preferably with a thank you note. Clearing your dues also includes various bills like your mobile phone, credit cards etc. Living debt-free is one of the most effective ways to live a peaceful life.


    3. Send a token of your gratitude4 to those who helped


    Often, we get so caught up in the excitement of a new job, and all the other new things that come with it, that we forget about the people who directly or indirectly5 helped us get there. The people who told you about a job, the people who referred you or simply someone who guided you through the interview rounds. While all it takes is a free “thank you” or a personal note to remember those people and thank them, it is extra special if you can send them a personalized thank you gift which could be sweets, chocolates, a gift or simply a dinner treat.


    4. Start investing


    You may consider your first salary too paltry6 or yourself too young to actually consider investing. But each and every penny invested correctly helps multiply the money over the long term. The sooner you start investing, the better. Open a recurring7 deposit with the bank of your choice after due research and earmark a certain sum to be automatically siphoned off from your bank account into the deposits account. Five years down the line, you’d thank yourself when you count all that interest, and of course all the savings8 you can count on for your future.


    5. Help someone


    You’ve just embarked9 on a path to self-dependence and financial freedom. You can buy yourself things, eat fancy food, travel etc. But remember there’s a big unfortunate section of the society which can’t. Think of a cause close to you, and donate an amount you think you can afford, or simply spend a little to make someone’s day.


    6. Go on a trip


    You’d always looked at those people on Facebook checking in at fancy places and grudged10 them because you couldn’t afford to. Now you can. Don’t let the lack of money come in between exploring the beautiful world. You’re an adult now. Like a wise man once said, invest in experiences, not products.


    7. Pamper11 yourself


    So busy you’ve been grappling with a new job, placement hassles, and going back all way to your exams and studies, that you forgot to give yourself the tender loving care you needed to. Go get a nice spa massage12, a facial or simply binge on some ice cream. You have worked hard, and your salary is the most tangible13 form of reward of your hard work. A little indulgence can be forgiven.


    8. Get a gym membership


    Your busy days are about to start and it’s the advent14 of a sedentary lifestyle. Right now is the best time to buy yourself a gym membership to keep yourself disciplined about keeping fit for the rest of your working days. Sitting around at your desk all day and doing late nights will take a toll15 on your fitness and mind. An early headstart into fitness and your back will thank you later.


    9. Invest in life and health insurance


    Even if your company provides these two, investing in a good policy is a good idea as not only will it cushion you against any sudden medical emergencies, but also help with saving tax at the end of the year. An insurance policy is best bought sooner than later to enjoy most benefits. Also, usually, the younger you are, the lesser16 premium17 you pay on health insurance.


    10. Thank your parents


    They took care of you for decades. They saved on their basics, so they could buy your luxuries. They toiled18 hard so you could reap the benefits. While no amount of money can repay your parents’ efforts for you, a few meaningful gestures and thoughtful gifts can surely bring a smile to their face. Take them out for a nice dinner, buy your dad a new spectacle frame, your mother a new coat and your little sister the guitar she’d always wanted. When it comes to first salary, it’s family first.



     10级    双语 


    1 lustfully [] 29d8fb0427db6eab0ce2966bfce75664   第10级
    • He devoured her with his eyes, ie looked at her lustfully. 他用色迷迷的目光盯着她。
    • He looked at the young woman lustfully. 他色迷迷地看着这位年轻的女士。
    2 materialistic [məˌtiəriə'listik] 954c43f6cb5583221bd94f051078bc25   第8级
    • She made him both soft and materialistic. 她把他变成女性化而又实际化。
    • Materialistic dialectics is an important part of constituting Marxism. 唯物辩证法是马克思主义的重要组成部分。
    3 audit [ˈɔ:dɪt] wuGzw   第7级
    vt.审计;查帐;核对;旁听;vi.审计;[审计] 查帐;n.审计;[审计] 查帐
    • Each year they audit our accounts and certify them as being true and fair. 他们每年对我们进行账务审核,以确保其真实无误。
    • As usual, the yearly audit will take place in December. 跟往常一样,年度审计将在十二月份进行。
    4 gratitude [ˈgrætɪtju:d] p6wyS   第7级
    • I have expressed the depth of my gratitude to him. 我向他表示了深切的谢意。
    • She could not help her tears of gratitude rolling down her face. 她感激的泪珠禁不住沿着面颊流了下来。
    5 indirectly [ˌɪndɪ'rektlɪ] a8UxR   第8级
    • I heard the news indirectly. 这消息我是间接听来的。
    • They were approached indirectly through an intermediary. 通过一位中间人,他们进行了间接接触。
    6 paltry [ˈpɔ:ltri] 34Cz0   第11级
    • The parents had little interest in paltry domestic concerns. 那些家长对家里鸡毛蒜皮的小事没什么兴趣。
    • I'm getting angry;and if you don't command that paltry spirit of yours.如果你不能振作你那点元气我就要生气了,。
    7 recurring [ri'kə:riŋ] 8kLzK8   第7级
    • This kind of problem is recurring often. 这类问题经常发生。
    • For our own country, it has been a time for recurring trial. 就我们国家而言,它经过了一个反复考验的时期。
    8 savings ['seɪvɪŋz] ZjbzGu   第8级
    • I can't afford the vacation, for it would eat up my savings. 我度不起假,那样会把我的积蓄用光的。
    • By this time he had used up all his savings. 到这时,他的存款已全部用完。
    9 embarked [imˈbɑ:kt] e63154942be4f2a5c3c51f6b865db3de   第7级
    乘船( embark的过去式和过去分词 ); 装载; 从事
    • We stood on the pier and watched as they embarked. 我们站在突码头上目送他们登船。
    • She embarked on a discourse about the town's origins. 她开始讲本市的起源。
    10 grudged [] 497ff7797c8f8bc24299e4af22d743da   第8级
    • The mean man grudged the food his horse ate. 那个吝啬鬼舍不得喂马。
    • He grudged the food his horse ate. 他吝惜马料。
    11 pamper [ˈpæmpə(r)] y4uzA   第10级
    • Don't pamper your little daughter. 别把你的小女儿娇坏了!
    • You need to pamper yourself and let your charm come through. 你需要对自己放纵一些来表现你的魅力。
    12 massage [ˈmæsɑ:ʒ] 6ouz43   第9级
    • He is really quite skilled in doing massage. 他的按摩技术确实不错。
    • Massage helps relieve the tension in one's muscles. 按摩可使僵硬的肌肉松弛。
    13 tangible [ˈtændʒəbl] 4IHzo   第7级
    • The policy has not yet brought any tangible benefits. 这项政策还没有带来任何实质性的好处。
    • There is no tangible proof. 没有确凿的证据。
    14 advent [ˈædvent] iKKyo   第7级
    • Swallows come by groups at the advent of spring. 春天来临时燕子成群飞来。
    • The advent of the Euro will redefine Europe. 欧元的出现将重新定义欧洲。
    15 toll [təʊl] LJpzo   第7级
    • The hailstone took a heavy toll of the crops in our village last night. 昨晚那场冰雹严重损坏了我们村的庄稼。
    • The war took a heavy toll of human life. 这次战争夺去了许多人的生命。
    16 lesser [ˈlesə(r)] UpxzJL   第8级
    • Kept some of the lesser players out. 不让那些次要的球员参加联赛。
    • She has also been affected, but to a lesser degree. 她也受到波及,但程度较轻。
    17 premium [ˈpri:miəm] EPSxX   第7级
    • You have to pay a premium for express delivery. 寄快递你得付额外费用。
    • Fresh water was at a premium after the reservoir was contaminated. 在水库被污染之后,清水便因稀而贵了。
    18 toiled ['tɔɪld] 599622ddec16892278f7d146935604a3   第8级
    长时间或辛苦地工作( toil的过去式和过去分词 ); 艰难缓慢地移动,跋涉
    • They toiled up the hill in the blazing sun. 他们冒着炎炎烈日艰难地一步一步爬上山冈。
    • He toiled all day long but earned very little. 他整天劳碌但挣得很少。

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